MICHIGAN LEGISLATURE(legislature.mi.gov)
Printed on 8/23/2025
Michigan Compiled Laws Complete Through PA 9 of 2025

Committee Bill Records 2025-2026 Finance, Insurance, and Consumer Protection

Committee : Finance, Insurance, and Consumer Protection
Chamber : Senate
Sorted By : SequenceNo, Ascending
Committee Chair Person : Mary Cavanagh
Clerk Phone Number : (517) 373-5314
Committee Homepage:

All Bills Ever Referred To This Committee

Bill Committee Sponsor Subject Meetings Status
SB 0003 of 2025 Finance, Insurance, and Consumer Protection Darrin Camilleri Health: pharmaceuticals; prescription drug cost and affordability review act; create. Creates new act. 2025-04-23 REFERRED 1/8/2025
REFERRED 4/24/2025
REPORTED FAVORABLY WITH SUBSTITUTE (S-1) 4/23/2025
SB 0004 of 2025 Finance, Insurance, and Consumer Protection Veronica Klinefelt Insurance: health insurers; compliance with the prescription drug cost and affordability review act; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406tt. TIE BAR WITH: SB 3'25 2025-04-23 REFERRED 1/8/2025
REFERRED 4/24/2025
REPORTED FAVORABLY WITHOUT AMENDMENT 4/23/2025
SB 0005 of 2025 Finance, Insurance, and Consumer Protection Sue Shink Human services: medical services; compliance with the prescription drug cost and affordability review act; require. Amends 1939 PA 280 (MCL 400.1 - 400.119b) by adding sec. 109o. TIE BAR WITH: SB 3'25 2025-04-23 REFERRED 1/8/2025
REFERRED 4/24/2025
REPORTED FAVORABLY WITHOUT AMENDMENT 4/23/2025
SB 0091 of 2025 Finance, Insurance, and Consumer Protection John Damoose Individual income tax: deductions; exclusion of certain gratuities for tipped employees; provide for. Amends sec. 30 of 1967 PA 281 (MCL 206.30). REFERRED 2/19/2025
SB 0105 of 2025 Finance, Insurance, and Consumer Protection Jeff Irwin Insurance: health insurers; methods of payments and reimbursements for dental benefits; provide for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ss. 2025-03-12 REFERRED 2/26/2025
REFERRED 3/13/2025
REPORTED FAVORABLY WITHOUT AMENDMENT 3/12/2025
SB 0110 of 2025 Finance, Insurance, and Consumer Protection Joseph N. Bellino Jr. Property tax: exemptions; homestead property tax exemption for the surviving spouse of an emergency first responder killed in the line of duty; provide for. Amends sec. 7b of 1893 PA 206 (MCL 211.7b). REFERRED 2/27/2025
SB 0115 of 2025 Finance, Insurance, and Consumer Protection Joseph N. Bellino Jr. Individual income tax: credit; credit for certain investments in Michigan businesses; provide for. Amends 1967 PA 281 (MCL 206.1 - 206.847) by adding sec. 281. REFERRED 3/5/2025
SB 0117 of 2025 Finance, Insurance, and Consumer Protection Jonathan Lindsey Individual income tax: rate; repeal of the personal income tax; provide for. Amends title & sec. 601 of 1967 PA 281 (MCL 206.601) & repeals pt. 1, pt. 3 & pt. 4 of 1967 PA 281 (MCL 206.1 - 206.532, 206.701 - 206.725 & 206.801 - 206.847). REFERRED 3/5/2025
SB 0118 of 2025 Finance, Insurance, and Consumer Protection Jonathan Lindsey Individual income tax: credit; credit for certain qualified dependents; provide for. Amends 1967 PA 281 (MCL 206.1 - 206.847) by adding sec. 281. REFERRED 3/5/2025
SB 0124 of 2025 Finance, Insurance, and Consumer Protection John Damoose Individual income tax: returns; extension of filing deadline for income taxes under certain circumstances; authorize. Amends sec. 301a of 1967 PA 281 (MCL 206.301a). REFERRED 3/6/2025
SB 0125 of 2025 Finance, Insurance, and Consumer Protection Michele Hoitenga Individual income tax: deductions; deduct overtime compensation from taxable income; provide for. Amends secs. 30, 701, 703 & 711 of 1967 PA 281 (MCL 206.30 et seq.). REFERRED 3/6/2025
SB 0132 of 2025 Finance, Insurance, and Consumer Protection Sam Singh Individual income tax: credit; credit for donations to endowment fund of community foundations; provide for. Amends 1967 PA 281 (MCL 206.1 - 206.847) by adding sec. 261. 2025-06-04 REFERRED 3/6/2025
REFERRED 6/5/2025
REPORTED FAVORABLY WITH SUBSTITUTE S-1 6/4/2025
SB 0133 of 2025 Finance, Insurance, and Consumer Protection Sam Singh Insurance: producers; continuing education credit carryover system for insurance producers who belong to a professional insurance association; provide for. Amends sec. 1204c of 1956 PA 218 (MCL 500.1204c). 2025-06-18 REFERRED 3/6/2025
SB 0134 of 2025 Finance, Insurance, and Consumer Protection Sam Singh Consumer protection: other; amendments to the Michigan consumer protection act; provide for. Amends title & secs. 2, 4, 5, 10 & 15 of 1976 PA 331 (MCL 445.902 et seq.) & adds secs. 4a, 5a, 8a & 21a. 2025-05-07, 2025-05-20 REFERRED 3/6/2025
REFERRED 5/21/2025
REPORTED FAVORABLY WITHOUT AMENDMENT 5/20/2025
SB 0149 of 2025 Finance, Insurance, and Consumer Protection John Damoose Public employees and officers: compensation and benefits; regional airport authorities; include in the publicly funded health insurance contribution act. Amends sec. 2 of 2011 PA 152 (MCL 15.562). REFERRED 3/13/2025
SB 0151 of 2025 Finance, Insurance, and Consumer Protection Roger Victory Individual income tax: rate; rollback of rate to 3.9%; provide for. Amends sec. 51 of 1967 PA 281 (MCL 206.51). REFERRED 3/13/2025
SB 0152 of 2025 Finance, Insurance, and Consumer Protection Michael Webber Sales tax: exemptions; purchase of certain aircraft and aviation equipment; exempt. Amends sec. 4x of 1933 PA 167 (MCL 205.54x). REFERRED 3/13/2025
SB 0153 of 2025 Finance, Insurance, and Consumer Protection John Damoose Use tax: exemptions; purchase of certain aircraft and aviation equipment; exempt. Amends sec. 4k of 1937 PA 94 (MCL 205.94k). TIE BAR WITH: SB 0152'25 REFERRED 3/13/2025
SB 0158 of 2025 Finance, Insurance, and Consumer Protection Mary Cavanagh Consumer protection: other; certain uses of automated programs to purchase event tickets online; prohibit. Creates new act. TIE BAR WITH: SB 0159'25 2025-06-04, 2025-06-11 REFERRED 3/18/2025
REFERRED 6/12/2025
REPORTED FAVORABLY WITH SUBSTITUTE (S-1) 6/11/2025
SB 0159 of 2025 Finance, Insurance, and Consumer Protection John Damoose Consumer protection: other; attorney general investigations of the event online ticket sales act; provide for, and prescribe fines and remedies. Creates new act. TIE BAR WITH: SB 0158'25 2025-06-04, 2025-06-11 REFERRED 3/18/2025
REFERRED 6/12/2025
REPORTED FAVORABLY WITH SUBSTITUTE (S-1) 6/11/2025
SB 0192 of 2025 Finance, Insurance, and Consumer Protection Stephanie Chang Property tax: exemptions; freeze of taxable value for primary residences of certain senior citizens; provide for. Amends 1893 PA 206 (MCL 211.1 - 211.155) by adding sec. 7zz. REFERRED 3/20/2025
SB 0196 of 2025 Finance, Insurance, and Consumer Protection Sam Singh Property tax: exemptions; exemption for disabled veterans; modify. Amends sec. 7b of 1893 PA 206 (MCL 211.7b). REFERRED 3/20/2025
SB 0245 of 2025 Finance, Insurance, and Consumer Protection Jeff Irwin Insurance: insurers; processing of a claim; modify duties. Amends secs. 2005, 2006, 2026 & 2049 of 1956 PA 218 (MCL 500.2005 et seq.) & adds sec. 2005b & ch. 30B. REFERRED 4/23/2025
SB 0284 of 2025 Finance, Insurance, and Consumer Protection John Cherry Communications: internet; digital age assurance act; create. Creates new act. REFERRED 5/6/2025
SB 0292 of 2025 Finance, Insurance, and Consumer Protection Michele Hoitenga Property tax: exemptions; property tax exemption for principal residence of certain senior citizens; provide for. Amends 1893 PA 206 (MCL 211.1 - 211.155) by adding sec. 7yy. REFERRED 5/13/2025
SB 0300 of 2025 Finance, Insurance, and Consumer Protection Jim Runestad Retirement: defined benefit; duties of investment fiduciary; modify. Amends sec. 13 of 1965 PA 314 (MCL 38.1133). REFERRED 5/13/2025
SB 0301 of 2025 Finance, Insurance, and Consumer Protection Joseph N. Bellino Jr. Corporate income tax: credits; employer credit for paid organ donation leave; provide for. Amends 1967 PA 281 (MCL 206.1 - 206.847) by adding secs. 279 & 679. REFERRED 5/13/2025
SB 0318 of 2025 Finance, Insurance, and Consumer Protection Sylvia A. Santana Corrections: other; responsibility for nonemergency medical, dental, or optometric services; modify. Amends sec. 67a of 1953 PA 232 (MCL 791.267a). REFERRED 5/20/2025
SB 0328 of 2025 Finance, Insurance, and Consumer Protection Jeff Irwin Insurance: automobile; rate reductions; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 2111g. REFERRED 5/29/2025
SB 0329 of 2025 Finance, Insurance, and Consumer Protection Jeff Irwin Insurance: no-fault; penalties for lapse of insurance policy; eliminate. Amends secs. 2116b, 2118 & 2120 of 1956 PA 218 (MCL 500.2116b et seq.) & repeals sec. 2116a of 1956 PA 218 (MCL 500.2116a). REFERRED 5/29/2025
SB 0344 of 2025 Finance, Insurance, and Consumer Protection Michele Hoitenga Individual income tax: property tax credit; credit percentages; modify. Amends secs. 508, 510 & 522 of 1967 PA 281 (MCL 206.508 et seq.). TIE BAR WITH: SB 0345'25 REFERRED 5/29/2025
SB 0345 of 2025 Finance, Insurance, and Consumer Protection Sarah Anthony Individual income tax: property tax credit; homestead property tax credit; increase, and modify income threshold. Amends secs. 504 & 520 of 1967 PA 281 (MCL 206.504 & 206.520). TIE BAR WITH: SB 0344'25 REFERRED 5/29/2025
SB 0351 of 2025 Finance, Insurance, and Consumer Protection Mary Cavanagh Consumer protection: marketing and advertising; telephone solicitation act; create. Creates new act. TIE BAR WITH: SB 0352'25, SB 0353'25, SB 0354'25, SB 0355'25 REFERRED 6/4/2025
SB 0352 of 2025 Finance, Insurance, and Consumer Protection Roger Victory Civil procedure: costs and fees; filing fees for attorney general in enforcing the telephone solicitation act; prohibit. Amends sec. 2529 of 1961 PA 236 (MCL 600.2529). TIE BAR WITH: SB 0351'25 REFERRED 6/4/2025
SB 0353 of 2025 Finance, Insurance, and Consumer Protection Jeremy Moss Consumer protection: solicitations; unfair trade practices; revise practices relating to deceptive telephone solicitations. Amends sec. 3 of 1976 PA 331 (MCL 445.903). TIE BAR WITH: SB 0351'25 REFERRED 6/4/2025
SB 0354 of 2025 Finance, Insurance, and Consumer Protection Sarah Anthony Consumer protection: solicitations; provisions relating to the regulation of home solicitations and telephone solicitations; remove telephone solicitations. Amends title & secs. 1 & 3 of 1971 PA 227 (MCL 445.111 & 445.113) & repeals secs. 1a - 1e of 1971 PA 227 (MCL 445.111a - 445.111e). TIE BAR WITH: SB 0351'25 REFERRED 6/4/2025
SB 0355 of 2025 Finance, Insurance, and Consumer Protection Edward W. McBroom Communications: telecommunications; provisions relating to telephone solicitations: repeal. Repeals 1913 PA 206 (MCL 484.125). TIE BAR WITH: SB 0351'25 REFERRED 6/4/2025
SB 0359 of 2025 Finance, Insurance, and Consumer Protection Rosemary Bayer Consumer protection: privacy; personal data privacy act; create. Creates new act. 2025-06-11 REFERRED 6/5/2025
REFERRED 6/12/2025
REPORTED FAVORABLY WITHOUT AMENDMENT 6/11/2025
SB 0360 of 2025 Finance, Insurance, and Consumer Protection Rosemary Bayer Consumer protection: identity theft; identity theft protection act; modify. Amends ses. 3, 12 & 12b of 2004 PA 452 (MCL 445.63 et seq.); adds secs. 11a, 11b, 20, 20a, 20b & 20c & repeals secs. 15 & 17 of 2004 PA 452 (MCL 445.75 & 445.77). 2025-06-11 REFERRED 6/5/2025
REFERRED 6/12/2025
REPORTED FAVORABLY WITHOUT AMENDMENT 6/11/2025
SB 0361 of 2025 Finance, Insurance, and Consumer Protection Edward W. McBroom Consumer protection: identity theft; references to identity theft protection act in deferred presentment service transactions act; revise. Amends sec. 22 of 2005 PA 244 (MCL 487.2142). TIE BAR WITH: SB 0360'25 2025-06-11 REFERRED 6/5/2025
REFERRED 6/12/2025
REPORTED FAVORABLY WITHOUT AMENDMENT 6/11/2025
SB 0362 of 2025 Finance, Insurance, and Consumer Protection Stephanie Chang Consumer protection: identity theft; references to identity theft protection act in Michigan penal code; revise. Amends sec. 159g of 1931 PA 328 (MCL 750.159g). TIE BAR WITH: SB 0360'25 2025-06-11 REFERRED 6/5/2025
REFERRED 6/12/2025
REPORTED FAVORABLY WITHOUT AMENDMENT 6/11/2025
SB 0363 of 2025 Finance, Insurance, and Consumer Protection Sue Shink Consumer protection: identity theft; references to identity theft protection act in 1846 RS 1; update. Amends sec. 9 of 1846 RS 1 (MCL 8.9). TIE BAR WITH: SB 0360'25 2025-06-11 REFERRED 6/5/2025
REFERRED 6/12/2025
REPORTED FAVORABLY WITHOUT AMENDMENT 6/11/2025
SB 0364 of 2025 Finance, Insurance, and Consumer Protection Mary Cavanagh Consumer protection: identity theft; references to identity theft protection act in code of criminal procedure; update. Amends sec. 10c, ch. II of 1927 PA 175 (MCL 762.10c). TIE BAR WITH: SB 0360'25 2025-06-11 REFERRED 6/5/2025
REFERRED 6/12/2025
REPORTED FAVORABLY WITHOUT AMENDMENT 6/11/2025
SB 0423 of 2025 Finance, Insurance, and Consumer Protection Stephanie Chang Property tax: delinquent taxes; sunsets on certain delinquent tax payment reduction and foreclosure avoidance programs; modify. Amends sec. 78g & 78q of 1893 PA 206 (MCL 211.78g & 211.78q). REFERRED 6/12/2025
SB 0459 of 2025 Finance, Insurance, and Consumer Protection Darrin Camilleri Individual income tax: credit; credit for certain user fees incurred to operate a vehicle on a public service facility; provide for. Amends 1967 PA 281 (MCL 206.1 - 206.847) by adding sec. 281. REFERRED 6/26/2025
HB 4014 of 2025 Finance, Insurance, and Consumer Protection Bradley Slagh Property tax: assessments; transfer of ownership of certain real property to certain individuals; exempt from uncapping of taxable value upon transfer. Amends sec. 27a of 1893 PA 206 (MCL 211.27a). REFERRED 3/20/2025
HB 4071 of 2025 Finance, Insurance, and Consumer Protection Brenda Carter Insurance: unfair trade practices; unfair trade practices in the insurance industry; revise. Amends sec. 2025 of 1956 PA 218 (MCL 500.2025). REFERRED 5/13/2025
HB 4098 of 2025 Finance, Insurance, and Consumer Protection Pat Outman Property tax: tax tribunal; methods for tax tribunal to hold hearings; expand to include electronically. Amends secs. 26 & 34 of 1973 PA 186 (MCL 205.726 & 205.734). TIE BAR WITH: HB 4099'25 REFERRED 3/20/2025
HB 4099 of 2025 Finance, Insurance, and Consumer Protection Steve Frisbie Civil rights: open meetings; electronic hearings of the tax tribunal; permit under the open meetings act. Amends sec. 3a of 1976 PA 267 (MCL 15.263a). TIE BAR WITH: HB 4098'25 REFERRED 3/20/2025
HB 4115 of 2025 Finance, Insurance, and Consumer Protection Joseph Aragona Occupations: pawnbrokers; civil sanctions for violation of allowable rate of interest charged by pawnbrokers; prescribe. Amends title & sec. 18 of 1917 PA 273 (MCL 446.218). TIE BAR WITH: HB 4116'25 REFERRED 4/15/2025
HB 4116 of 2025 Finance, Insurance, and Consumer Protection Tullio Liberati Occupations: pawnbrokers; allowable rate of interest changed by pawnbrokers, increase. Amends secs. 8 & 9 of 1917 PA 273 (MCL 446.208 & 446.209). TIE BAR WITH: HB 4115'25 REFERRED 4/15/2025
HB 4118 of 2025 Finance, Insurance, and Consumer Protection Bill Schuette Drains: financing; special assessments; provide for levy against DNR lands. Amends secs. 151, 154, 280, 468 & 520 of 1956 PA 40 (MCL 280.151 et seq.). REFERRED 5/15/2025
HB 4170 of 2025 Finance, Insurance, and Consumer Protection Kathy Schmaltz Individual income tax: rate; rollback of rate to 4.05% and effect of a triggering rate reduction; provide for, and clarify permanency. Amends sec. 51 of 1967 PA 281 (MCL 206.51). REFERRED 3/20/2025
HB 4178 of 2025 Finance, Insurance, and Consumer Protection Joseph Aragona Insurance: producers; continuing education credit carryover system for insurance producers who belong to a professional insurance association; provide for. Amends sec. 1204c of 1956 PA 218 (MCL 500.1204c). REFERRED 5/13/2025
HB 4179 of 2025 Finance, Insurance, and Consumer Protection Joseph Aragona Insurance: life; gift limit for life insurance producers; modify. Amends sec. 2024a of 1956 PA 218 (MCL 500.2024a). REFERRED 4/17/2025
HB 4201 of 2025 Finance, Insurance, and Consumer Protection Kathy Schmaltz Individual income tax: retirement or pension benefits; department of corrections retirement and pension benefits; exempt from income taxes. Amends sec. 30 of 1967 PA 281 (MCL 206.30). REFERRED 5/20/2025
HB 4262 of 2025 Finance, Insurance, and Consumer Protection Mike Harris Consumer protection: other; attorney general investigations of the event online ticket sales act; provide for, and prescribe fines and remedies. Creates new act. TIE BAR WITH: HB 4263'25 REFERRED 6/26/2025
HB 4263 of 2025 Finance, Insurance, and Consumer Protection Mike McFall Consumer protection: other; certain uses of automated programs to purchase event tickets online; prohibit. Creates new act. TIE BAR WITH: HB 4262'25 REFERRED 6/26/2025
HB 4287 of 2025 Finance, Insurance, and Consumer Protection Karl Bohnak Individual income tax: deductions; certain broadband expansion grants; deduct from taxable income. Amends secs. 30, 623 & 815 of 1967 PA 281 (MCL 206.30 et seq.). REFERRED 5/29/2025