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Michigan Legislature
Michigan Compiled Laws Complete Through PA 93 of 2019
House: Adjourned until Wednesday, November 20, 2019 10:00:00 AM
Senate: Adjourned until Wednesday, November 20, 2019 10:00:00 AM


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Act 229 of 2013 - SECURITY FREEZE ACT (445.2511 - 445.2542)
229‑2013‑1 ‑ ARTICLE 1 (445.2511...445.2514)
     Section 445.2511 ‑ Short title.
     Section 445.2512 ‑ Definitions.
     Section 445.2513 ‑ Inapplicability of Article 2 to certain entities or uses.
     Section 445.2514 ‑ Inapplicability of Article 3 to certain entities or uses.
229‑2013‑2 ‑ ARTICLE 2 (445.2521...445.2527)
     Section 445.2521 ‑ Placement of security freeze on consumer's credit report; conditions; days.
     Section 445.2522 ‑ Placement of security freeze on consumer's credit report; duties of consumer reporting agency.
     Section 445.2523 ‑ Release of credit report or information; express prior authorization required.
     Section 445.2524 ‑ Temporary lifting of security freeze.
     Section 445.2525 ‑ Incomplete credit application.
     Section 445.2526 ‑ Duration of security freeze.
     Section 445.2527 ‑ Removal of security freeze.
229‑2013‑3 ‑ ARTICLE 3 (445.2531...445.2535)
     Section 445.2531 ‑ Placement of security freeze on protected consumer's credit report; requirements; record; days.
     Section 445.2532 ‑ Release of protected consumer's credit report, information, or record; duration of security freeze.
     Section 445.2533 ‑ Removal of security freeze for protected consumer.
     Section 445.2534 ‑ Removal of security freeze for protected consumer; time requirement.
     Section 445.2535 ‑ Removal of security freeze for protected consumer; material misrepresentation of fact.
229‑2013‑4 ‑ ARTICLE 4 (445.2541...445.2542)
     Section 445.2541 ‑ Fee; prohibition.
     Section 445.2542 ‑ Injunctive or judicial relief.

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